Source: “American Rescue Plan Act: Health Coverage Provisions Explained,” from the Center for Children and Families and the Center on Health Insurance Reforms at the Georgetown Health Policy Institute, March 11, 2021.The American Rescue Plan reduces the maximum income contribution households would need to pay for health insurance through the Affordable Care Act, limiting the top level to 8.5% of income.
Included in the $1.9 trillion American Rescue Plan (ARP) that President Biden signed into law last Thursday is an estimated $34 billion to fund the Affordable Care Act’s most significant expansion since Congress passed the ACA in 2010.
The new law is expected to extend health insurance coverage to about 2.5 million uninsured Americans, according to a recent analysis from the Congressional Budget Office.
“The American Rescue Plan will be the biggest coverage expansion in the 11-year history of the Affordable Care Act (ACA),” said a spokesperson for the federal Department of Health and Human Services. Now that the bill is signed into law, HHS will provide additional information about implementation. Continue reading
Photo: Sarah Pack, Medical University of South Carolina
Leaving anyone uninsured during this viral pandemic increases the risk of spreading the disease. A warning report on Monday from the Urban Institute projects that an estimated 25 million to 43 million Americans may lose their employer-sponsored health insurance coverage in the coming months due to the economic effects of the new coronavirus.
In “How the COVID-19 Recession Could Affect Health Insurance Coverage,” UI senior fellow Bowen Garrett and research associate Anuj Gangopadhyaya base their estimate on the possibility that the unemployment rate could reach as high as 20%. The report was produced with support from the Robert Wood Johnson Foundation. Continue reading
Recognizing that the potentially high cost of COVID-19-related hospital and physician care may cause the uninsured to forego care, the Trump administration announced Friday that it would use funds from a federal stimulus law to pay hospitals and physicians for treating those patients. In return for accepting Medicare rates in these cases, the hospitals and doctors would need to agree not to bill those patients, Stephanie Armour reported for The Wall Street Journal.
President Trump announced the plan during a daily Coronavirus Task Force briefing at the White House. The administration had been criticized when it said earlier that it would not open a special enrollment period under the Affordable Care Act for those who are uninsured or who lose their employer-sponsored coverage when they lose their jobs. Continue reading
Since the passage of the Affordable Care Act, California has employed Medicaid expansion and the state health insurance marketplace – Covered California – to dramatically increase health care coverage. Yet, in spite of such efforts roughly 3 million state residents remain medically uninsured. Even more – an estimated 5.2 million Californians – are dentally uninsured.
In communities throughout the state, retirees and workers at small businesses are facing particular challenges in finding dental services, reported Yesenia Amaro of The Fresno Bee and Nicole Hayden of the (Palm Springs) Desert Sun in a recent story. Continue reading
In the years since the passage of the Affordable Care Act (ACA), California has employed Medicaid expansion and the state health insurance marketplace – Covered California – to dramatically increase health care coverage.
Still, roughly 3 million state residents, many of them vulnerable, poor, young, old and/or undocumented remain medically uninsured. And more – far more – are dentally uninsured. Continue reading
Image: The Commonwealth Fund
The rate of working-age Americans who lack health insurance rose to 15.5 percent, up from 12.7 percent in 2016, according to a report the Commonwealth Fund published today. The latest Commonwealth Fund ACA Tracking Survey shows an estimated 4 million Americans lost health insurance coverage since 2016.
The report is based on a telephone survey of working-age Americans that was done from Feb. 6 to March 30. The analysis to track the uninsured rate is the first one of 2018, the report says. Continue reading