HHS: $3,700 out-of-pocket for employer coverage

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Health and Human Services Secretary Kathleen Sebelius announced the results of a study which found that, on average, Americans pay more than $3,700 per year for employer health coverage.

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Photo by kfisto via Flickr

Sebelius set her agency’s reform-supporting agenda straight from the start, titling the report: “Hidden Costs of Health Care: Why Americans are Paying More but Getting Less.”

A few highlights:

  • Out-of-pocket expenses for employer-based coverage rose 30 percent from 2001 to 2006.
  • At $12,680 a year, premiums for such coverage have doubled from 2000 to 2008.
  • “In 2004, only one in five people with health insurance through an employer had a co-payment of more than $25, but by 2008 the number jumped to one in three.”