Tag Archives: open enrollment

Journalists expose significant problems with Medicare Advantage plans

Majority report from US Senate Finance Committee finds seniors subject to marketing scams from health insurers.

Seniors signing up for Medicare Advantage (MA) during open enrollment (which ends Dec. 7) have more reasons to worry now that reporters at Kaiser Health News, MedPage Today and elsewhere have continued to uncover significant problems with these private managed care plans. 

During open enrollment, reporters have a responsibility to explain the problems seniors may face with MA plans and to warn them about deceptive marketing practices.

And health care journalists should ask officials at the federal Centers for Medicare and Medicaid Services (CMS) why it sets higher rates for health insurance brokers selling MA plans than the rates it sets for brokers to register seniors in Medicare Supplement (also called Medigap) plans that might be more appropriate for their needs.  Continue reading

As ACA marketplaces reopen for a special enrollment, health care journalists have a bigger role than ever

According to a KFF report on marketplace eligibility among the uninsured, more than half of the uninsured who could get a free bronze plan live in Texas, Florida, North Carolina, or Georgia. Other states with large shares of uninsured residents who could sign up for a no-premium bronze plan include Alabama, Nebraska, South Dakota and Wyoming.

Source: Marketplace Eligibility Among the Uninsured: Implications for a Broadened Enrollment Period and ACA Outreach, KFF, Jan. 27, 2021.According to a KFF report on marketplace eligibility among the uninsured, more than half of the uninsured who could get a free bronze plan live in Texas, Florida, North Carolina, or Georgia. Other states with large shares of uninsured residents who could sign up for a no-premium bronze plan include Alabama, Nebraska, South Dakota and Wyoming.

On Monday, the Biden administration reopened the marketplaces for the Affordable Care Act for three months under a special open enrollment period.

As health care journalists we may want to consider the civic duty we have to explain some of the problems consumers are likely to face during this special enrollment period (SEP) through May 15.

One of our primary obligations may be to explain how consumers can avoid getting ripped off or being stuck with a health insurance policy that does not provide the full coverage consumers need. (See details below on how scammers have preyed on consumers seeking ACA-compliant coverage.) Continue reading

During open enrollment, consumers will need help recognizing plans that comply with the Affordable Care Act

questions1Journalists covering open enrollment for the Affordable Care Act this year will need to separate fact from fiction about the law and about coverage for pre-existing conditions.

As we saw on Tuesday, the U.S. Supreme Court heard oral arguments on whether it should strike down the individual mandate and the entire ACA in a case we covered in a blog post on Monday. One of the big issues in any debate involving the ACA is coverage for Americans who have pre-existing conditions. During the coronavirus pandemic, this issue is even more important than it was in previous years because more than 10 million cases have been reported, according to The New York Times. Many of those Americans now have a pre-existing condition they did not have last year. Continue reading

Tips for tracking health plan participation in the 2019 markets

Photo: Subconsci Productions via Flickr

Open enrollment begins in just a few weeks and overall it’s looking like a better year for the ACA markets than many earlier expected. As of this writing, there are no “bare” counties and the general trend is toward greater health plan participation in the markets – despite all the undermining by the Trump administration.

Premiums are rising more modestly than last year and in a few actually are falling on average. While we don’t yet have complete insurance statistics for 2018, in 2017 coverage was quite stable, according to the most recent data from the U. S. Census Bureau. Continue reading

HHS further reduces role in ACA open enrollment

HealthCare.gov

Buzzfeed’s Kate Nocera and Paul McLeod last week broke the story that the Trump administration – which has already cut the marketing and navigator budget for the coming shortened open enrollment season – is now pulling out of enrollment events across the country. Its 10 regional directors will not be helping with planning, a break from Obama administration practices. Continue reading