Tag Archives: mental health

Actuaries report on shortcomings of short-term, limited-duration health plans

In a new study, Milliman actuaries compared costs under health insurance plans that comply with the requirements of the Affordable Care Act versus costs of short-term health plans that do not meet the ACA’s requirements.

Milliman actuaries compared costs under health insurance plans that comply with the requirements of the Affordable Care Act versus costs of short-term health plans that do not meet the ACA’s requirements.

New research about short-term, limited-duration health plans shows that none of the plans studied covered pre-existing conditions and all had coverage limits, according to a new report from Milliman, an actuarial consulting firm. Only one-third of the plans covered prescription drugs and only 42% covered mental health, according to the report.

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Report shows health insurers are failing to comply with mental health parity laws

Source: “Addiction and Mental Health vs. Physical Health: Widening disparities in network use and provider reimbursement,” Milliman, November 2019.In a recent report on the level of parity between care for patients with mental health versus physical health conditions, actuaries from Milliman reported which states (shown in white and light blue) have the highest rates of parity and which states have the lowest rates (darker and deep blue). One of the strengths of the report is that it has data on parity for each state.

A recent report indicates that health insurers are failing to comply with mental health parity laws for people with employer-sponsored health coverage and their families.

In the report, “Addiction and Mental Health vs. Physical Health: Widening disparities in network use and provider reimbursement,” actuaries from the consulting firm Milliman document wide disparities in access to behavioral health care services for employees, family members and retirees with health insurance through an employer.

The report shows that disparities between physical and behavioral health care for both in-network access and provider reimbursement rates are making it harder for Americans to find affordable and available mental health care and addiction treatment. Continue reading

Panelists discuss challenges of reporting on mental health and older adults

Image by Alex via flickr.

Covering mental health issues among older adults first means understanding the differences between issues of social isolation, loneliness, depression, and the effect of cognitive decline. Each issue may affect a person or several may be occurring simultaneously. Don’t interchange the terms however, because they’re not the same condition.

At last week’s Journalism Workshop on Aging and Health in Los Angeles, panelists stressed the importance of getting it right. You can be alone, but not lonely, or socially isolated. You can be socially isolated but not lonely. You can be either, or both. Continue reading

Program provides additional support for seniors’ mental health needs

Older adults’ mental health needs are often missed or misdiagnosed. Improving knowledge and services is essential and must be addressed from the top down and the bottom up to include professionals and the lay public, according to mental health experts at  a session during this spring’s American Society on Aging conference. The workshop provided insight into an ambitious program that helps people recognize and respond to mental health emergencies and seniors in emotional distress. Continue reading

Report: Caregivers tackling complex medical tasks with little training

Half of the nation’s 40 million family caregivers are performing complicated medical/nursing tasks for their family members and friends, including giving injections, preparing special diets, managing tube feedings, and handling medical equipment, according to a recent report from AARP. Additionally, 70% of these caregivers are dealing with the stress of managing pain relief amid a national opioid crisis. Continue reading