As the nation’s health insurers file rate requests with state insurance departments, the news about health insurance premium increases is coming out almost daily now. The deadline for submitting rate requests on the marketplaces is June 27.
Premium rate review is an important story, obviously, because it begins to answer the question of what consumers will pay for insurance next year as Louise Radnofsky reported in The Wall Street Journal.
But it’s also a complex story because what health insurers propose now is not necessarily what consumers will pay next year, and, in fact, insurance rate requests are only part of the story, as Trudy Lieberman reported last week in the Columbia Journalism Review.
I’ve collected a number of other resources that explain the process of rate review, the economic factors and effects of rate changes, tips on how to find out if your state has an effective rate review process and how to get health insurance rate filings. See the tip sheet about premium rate reviews.