Children’s dental benefits are listed among the 10 essential health benefits under the Patient Protection and Affordable Care Act (ACA). Yet there is no federal requirement that people buy dental coverage for themselves or their children when obtaining health insurance on state marketplaces.
That lack of a mandate is having an impact, a new study from the American Dental Association concludes.
An average of just 15.9 percent of children obtained stand-alone dental coverage along with their medical plans across the 37 states included in the study. By the same measure, more adults – an average of 20 percent – obtained dental benefits along with their medical plans, according to the ADA’s analysis of data gleaned from the February 2014 marketplace enrollment report submitted by the U.S. Department of Health and Human Services. Continue reading