These stories represent a sample of Chad Terhune’s beat coverage on the rollout of the Affordable Care Act in California, a key testing ground for President Obama’s signature law. Terhune has often been ahead of the competition in reporting on developments involving exchanges and other aspects of the health law overhaul. He has sought to provide a clear-eyed assessment of the progress being made and the ongoing struggles during implementation. For instance, he went beyond the rosy announcement on exchange rates and compared premiums and benefits to the current market. He later analyzed health plan data to show the extent of the narrow networks insurers were using to hold down rates. Terhune introduced readers to the unique family history of the government official leading reform in California. And he filed numerous blog posts and front-page stories detailing the experiences of consumers trying to navigate Obamacare.