Prices: This story looked at how the window shopping tool added to healthcare.gov gave very misleading prices. I had not seen this story written anywhere and HHS subsequently changed the tool to include more ages and more precises premiums. Penalty:Letting real people have their say on why they prefer to pay the ACA penalty. The reasons were wide ranging and not purely political. Deductible: An early look at the high out-of-pocket costs of ACA policies. It’s an issue that’s received a lot of attention now that people are picking plans. Individual insurance: A very early look at an issue that would blow up in the president’s face.