Journalist Roxanne Patel Shepelavy investigated why young, fit women were learning the hard way that their medical insurance did not provide adequate coverage when something went wrong with their health. She explores the growing problem of being underinsured — having health insurance but paying out of pocket 10 percent or more of your income for medical expenses — that now affects 25 million Americans. She discovered that many of the underinsured fit the magazine's reader demographic: Young women who take good care of their health and believe, given the high cost of insurance, that they are better off opting for less expensive, high-deductible plans. When disaster strikes, they are left with enormous amounts of medical debt that they may not be able to pay off.
Read "The New Health Care Crisis"
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