Tag Archives: HEROES Act

Fate of COBRA reforms in the HEROES Act

Joanne Kenen

About Joanne Kenen

Joanne Kenen, (@JoanneKenen) the health editor at Politico, is AHCJ’s topic leader on health reform and curates related material at healthjournalism.org. She welcomes questions and suggestions on health reform resources and tip sheets at joanne@healthjournalism.org. Follow her on Facebook.

Photo: Jernej Furman via Flickr

Democrats in Congress have several ways that they’d like to address the millions of newly unemployed and uninsured Americans during the coronavirus pandemic, including widely opening enrollment for the Affordable Care Act.

One measure that made it into the recent $3 trillion stimulus bill known as the HEROES Act (Health and Economic Recovery Omnibus Emergency Solutions) would subsidize COBRA. That would enable newly unemployed people keep the insurance they had gotten on the job without having to shoulder the entire cost as typical. Taking over the entire premium can be considerable: Employer premiums average $7,188 for a single person and $20,576 for a family of four, according to the Kaiser Family Foundation, and COBRA adds a 2% surcharge. Continue reading