Tag Archives: Affordable Care Act

Proposed rules would protect consumers
from junk insurance plans, surprise bills and medical debt

how junk insurance compares to traditional

Infographic created by the Leukemia & Lymphoma Society in January 2022. Accessed July 14, 2023. Reprinted with permission

Junk insurance plans that don’t meet the standards of the Affordable Care Act are one of the biggest holes in the patchwork that is the U.S. health insurance system. These plans are typically short-term policies that often discriminate against people with pre-existing conditions and aren’t required to provide coverage for basic services like maternity care, prescription medications and more, according to Aimed Alliance.

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How to cover the case that could kill patients’ access
to no-cost preventive services


Even before the Affordable Care Act became fully effective in 2014, more than 94% of Americans buying contraceptives were paying some amount out-of-pocket. That dropped to 10% by 2018, according to a May 2023 KFF report. Accessed July 5, 2023. Image courtesy KFF, reprinted with permission

A key provision of the Affordable Care Act is in jeopardy in the case of Braidwood Management Inc. v. Becerra in the U.S. Court of Appeals for the Fifth Circuit. 

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History shows Inflation Reduction Act subsidies help Americans save on health insurance

In states where health insurance premiums are highest, consumers losing marketplace subsidies would have seen the steepest increases if Congress did not pass the Inflation Reduction Act’s continuation of the enhanced subsidies. Source: “Five Things to Know about the Renewal of Extra Affordable Care Act Subsidies in the Inflation Reduction Act,” Kaiser Family Foundation, Aug. 11, 2022. Accessed Aug. 18, 2022.

By signing the Inflation Reduction Act (IRA) on Tuesday, August 16, President Biden made history by continuing a 12-year trend to reduce the number of nonelderly Americans without health insurance.

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Approximately 80% of consumers expected to save significantly on 2022 Affordable Care Act plans

Small Area Health Insurance Estimates

The U.S. Census Bureau’s 2019 Small Area Health Insurance Estimates report showed that the rate of Americans who lacked health insurance dropped between 2013 and 2019 in 2,909 counties and rose in just four counties after the Affordable Care Act (ACA) was implemented in 2014. (Photo courtesy of the United States Census Bureau.)

Health insurance premiums will cost $10 or less each month next year for four out of five consumers shopping for health insurance on the Affordable Care Act (ACA) marketplaces, the Biden administration announced on Monday. The savings come from higher subsidies for most Americans that Congress passed last spring under the American Rescue Plan Act (ARPA).

On Monday, Nov. 1, open enrollment for ACA plans will give consumers the widest variety of health insurance options and the lowest prices ever, said Health and Human Services (HHS) Secretary Xavier Becerra. Also, HHS quadrupled the number of health insurance navigators available to guide consumers seeking information on how to sign up, and added an extra month to the open enrollment period, which ends on Jan. 15.

According to Becerra, health insurance costs are the lowest ever because the ARPA increased the subsidies for monthly premiums through Dec. 31, 2022. Technically, those increased funds are called enhanced premium tax credit subsidies, the Center for Health Insurance Reforms explained in a recent blog post about open enrollment.

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ACA hits new high and survives in court, but journalists still have some explaining to do

With just over a week to go in June, the Affordable Care Act has already had a very successful month in two important ways.

First, the ACA hit a record for enrollment, topping 31 million Americans since the law went into effect in 2014, according to a report the federal Department of Health and Human Services (HHS) issued earlier this month. And, second, the ACA survived a challenge at the U.S. Supreme Court, as we reported last week.

To reach that figure of 31 million, the HHS report included the 20 million who have gained insurance through the marketplaces under the ACA itself and through other ACA insurance programs. Continue reading