In a report published in April 2014, the Employee Benefit Research Institute (EBRI) collects data on who has consumer-driven health plans. This report finds that when compared to those in traditional health plans, enrollees in consumer-driven health plans tend to have higher incomes and better education, and are in better health. Consumer-driven health plans (CDHPs) typically consist of health reimbursement arrangements (HRAs) or health savings accounts (HSAs), the report says. About 26.1 million individuals with private insurance are either in a CDHP or they are in an HSA-eligible plan, the report says. These 26.1 million individuals represent 15 percent of the health insurance market. The report includes data from EBRI surveys going back to 2005, the report examines the population with a CDHP and how it differs from the population with traditional health coverage. The report is available online from EBRI.
