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An investigation, which included a review of 576 lawsuits filed in federal court in California against the seven largest disability insurers, found that insurance companies regularly deny, or terminate, benefits to people even after they are found disabled by the federal government and approved for Social Security checks. The companies hire contract doctors who routinely reject the opinion of treating physicians without ever having seen the patients. Some insurers provide incentives to employees to deny and terminate claims, tying performance evaluations to meeting money-saving goals.
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