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As the nation’s health insurers file rate requests with state insurance departments, the news about health insurance premium increases is coming out almost daily now. The deadline for submitting rate requests on the marketplaces is June 27.
Premium rate review is an important story, obviously, because it begins to answer the question of what consumers will pay for insurance next year. But it’s a complex story because what health insurers propose now is not necessarily what consumers will pay next year, and, in fact, insurance rate requests are only part of the story, as Trudy Lieberman reported last week in the Columbia Journalism Review.
Here's some background on the process of premium rate review, as well as tools, resources and tips for doing the most nuanced and accurate reporting on this important topic.
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