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Focus on freelancing: Tips for buying liability insurance

Liability insurance folderSome publishers and media outlets don't provide liability coverage for freelance writers' articles, and freelancers may blog or publish their own material, leaving many troubled by their exposure to possible legal problems – and the resulting financial impact.

Separate media liability coverage is available for writers, with policies covering libel, trademark/copyright infringement, defamation, invasion of privacy, and errors and omissions. But most writers don't buy it because coverage can be expensive, ranging from $500 a year to more than $1,500.

Independent journalist Andy Miller has some tips to consider if you are looking into your insurance options.

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