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Health insurance provides for coverage or payment against loss due to injury or ill health. That’s the basic definition. In the United States, however, there are numerous forms of health insurance, both publicly and privately funded. 

This is a time of major shifts in our health care system and that includes the health insurance landscape. There are industry trends, innovations and incentives to provide better care at lower costs and many other business stories for journalists to report.


New Key Concept

Step therapy

Learn how insurers use this process to control costs and the associated drawbacks to "fail first" care. See it now »

New Tip Sheet

Write accurately about rising premiums

Affordability is a political issue, a consumer issue, and an economic sustainability issue. See it now »

New Tip Sheet

Hos­pi­tal re­ad­mis­sion pen­al­ties

Public scrutiny and financial penalties are prompting many hospitals to take steps to avert so many returns. See it now »

Support for this Core Topic provided by:
Missouri Foundation for Health

Insurance news — from Covering Health